The master policy in a group health insurance plan is received by the employer, who acts as the policyholder. Employees benefit from the coverage but do not directly hold the master policy. The producer or agent assists in acquiring the policy but does not receive it. ;
The master policy in a group health insurance plan is received by the employer, who is the policyholder. Employees benefit from the policy but do not receive it directly, and a producer assists in obtaining the policy without holding it. Therefore, the correct answer is D. Employer.
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