A variable annuity typically incurs the highest fees among the types of annuities listed. Aubrey, who owns a variable annuity, would therefore be expected to pay the most in fees and expenses. Other annuities like equity index, interest index, and declared rate annuities generally involve lower costs. ;
Aubrey, who owns a variable annuity, would have the highest fees and expenses among the options provided. This is due to the multiple fees associated with variable annuities, such as management and administrative fees. In contrast, other annuity types usually incur lower costs.
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