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In Business / College | 2025-07-07

Which two things have the MOST weight in the composition of a credit score?
A. Length of credit history and debt level
B. Credit inquiries and mix of credit
C. Payment history and debt level

Asked by EsRocco

Answer (2)

The two most significant factors in determining a credit score are payment history and debt level. Payment history affects 35% of the score, while debt level comprises 30%. Both are crucial for establishing creditworthiness. ;

Answered by GinnyAnswer | 2025-07-08

The two most important factors affecting a credit score are payment history and debt level. Payment history accounts for 35% of the score, while debt level makes up 30%. Focusing on timely payments and maintaining a low debt-to-credit ratio can help improve your credit score.
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Answered by Anonymous | 2025-07-15

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